About Risk - Part 2 Published by Graham Westmacott on Nov 06, 2024 The opening sentence of Tolstoy’s Anna Karenina is “All happy families are alike; each unhappy family is unhappy in its own way” might equally be applied to retirees where goals can be multilayered and risk management more complex than investors who... Read more
About risk adjusted returns – What's the best portfolio for me? Published by Graham Westmacott on Nov 06, 2024 Previously we have discussed risk and return. In this note we bring the two together to give some guidance to picking the mix of bonds and stocks that fit both your goals and your risk tolerance.... Read more
The Modern Tontine: Live Long and Prosper! Published by Graham Westmacott on Nov 06, 2024 The modern tontine combines the risk pooling of defined benefit pension plans with the flexibility of a personal portfolio. We explain how it works and illustrate its use in retirement income planning. In conjunction with variable withdrawals and... Read more
Understanding Volatility Filed Under: Portfolio Management Published by Mukesh Ramsurrun on Nov 06, 2024 Market swings can be unsettling, but understanding volatility can help keep you on track. In this blog, we simplify what volatility means and offer tips to help you navigate it while staying focused on your financial goals.... Read more
About Bonds Filed Under: Portfolio Management | Wealth Management Published by Mukesh Ramsurrun on Nov 06, 2024 Our blog provides an overview of how bonds work, covering the basics of bond structure, key drivers of returns, and associated risks. It also explores how bonds can add stability to investment portfolios... Read more
About Mr. Market – loud and opinionated at the bar or a cool cat? Published by Graham Westmacott on Nov 06, 2024 Who is Mr. Market: is he just a guy at the bar or does he have superpower? After decades of scientific study and a few Nobel prizes we have some answers.... Read more
About Rates of Return Published by Graham Westmacott on Nov 06, 2024 The terms risk and return are so common that you would think they are clearly understood. Not so. We tackle investment rates of return first. Simple, annualized and compound returns. The rate of return is one of many ways of measuring investment performance... Read more
About Risk - Part 1 Published by Graham Westmacott on Nov 06, 2024 Risks are about the future, and they are everywhere: there is risk to your investment returns, risk to your retirement nest egg and risk to your retirement income. We show that selecting the appropriate risk measure can lead to better outcomes.... Read more