Caldwell Group

Simplify complexity. Our tailored approach helps you focus on what truly matters, backed by expert advice.

Contact us to see how we can simplify your financial life

Meet Our Team

Justin D. Caldwell  CIM®

Portfolio Manager, Investment Advisor

Phone number  519.772.7833
Email address  Justin.Caldwell@RichardsonWealth.com

Justin, a Chartered Investment Manager (CIM) with experience at one of Canada's top economic think tanks, combines his passion for financial markets with insights into the psychology of decision-making.

Since joining Richardson Wealth in 2016, he has partnered with professionals, entrepreneurs, and their families to navigate complex financial decisions and craft tailored wealth management strategies. Known for distilling complex information into actionable plans, Justin empowers his clients by delivering results that balance trade-offs and ensure superior after-tax outcomes.

Beyond his professional role, Justin is dedicated to his community. Residing in Waterloo with his wife, they eagerly anticipate the arrival of their first child. Passionate about giving back, he serves as a Director on the Board of the Centre for Family Business and volunteers on the Investment Committee of the Waterloo Region Community Foundation.

In his personal time, Justin maintains balance through yoga and squash.

Chris Housepian  CPA, CMA, CIM®

Associate Portfolio Manager, Associate Investment Advisor

Phone number  519.772.7834
Email address  Chris.Housepian@RichardsonWealth.com

With over 42 years of experience, Chris has been guiding clients toward successful financial futures. He holds designations as a Chartered Professional Accountant (CPA), Certified Management Accountant (CMA), and Chartered Investment Manager (CIM®).

As a registered Associate Portfolio Manager, Chris provides clients with the advantages of our tailored discretionary portfolio management service. His combination of professional expertise and deep industry knowledge has earned him the trust of clients for more than four decades..

David Porter

Associate

Phone number  519.772.7807
Email address  DC.Porter@RichardsonWealth.com

David, an Honours Economics graduate from Wilfrid Laurier University, became part of our team in 2021.

He collaborates closely with team members to support client service functions and is licensed to offer advice and execute orders.

A Kitchener native, David remains active in the community by coaching minor hockey and enjoys golf and other activities that keep him connected with friends.

David Broderick

Associate

Phone number  519.772.7835
Email address  David.Broderick@RichardsonWealth.com

David oversees the management of client accounts and handles daily administrative tasks. He holds a BA in Economics from Wilfrid Laurier University and began his career in the financial industry in 1999.

David joined one of our predecessor firms in 2005.

More than ever today, he is committed to delivering a high level of personalized service to our clients.

Tanya Siripala

Assistant

Phone number  519.772.7816
Email address  Tanya.Siripala@RichardsonWealth.com

Tanya plays a key role in efficiently managing the administrative needs of both clients and advisors within the Caldwell Group.

With nearly a decade of international experience in private wealth administration, she excels at supporting advisors in delivering outstanding client service.

Recently relocating to Kitchener from Dubai, Tanya is eager to deepen her understanding of the Canadian private wealth industry.

In her free time, Tanya enjoys challenging herself both at work and at home, exploring new baking projects and appreciating the natural beauty and cooler climate of Canada.

Robert C. Caldwell

Retired, Associate, Business Development

For over 45 years, Robert has been a prominent figure in the Kitchener-Waterloo investment community. His extensive experience has reinforced his belief that client-focused processes and personalized solutions are essential for financial success.

Throughout his career, Robert has held numerous senior positions within the investment industry and corporate boards. He founded his own investment firm and served on the Board of the Investment Dealers' Association, a predecessor to the Investment Industry Regulatory Organization of Canada (IIROC). Additionally, he has been a board member of Waterloo Brewing Co. (formerly Brick Brewing Co.) and Kitchener-Wilmot Hydro.

Robert is also deeply involved in the community. He has served on the boards of both the University of Waterloo and the Wilfrid Laurier University School of Business and Economics. He was honored as a Paul Harris Fellow by Rotary International and, in 2002, was named an Honorary Senior Fellow of Renison College at the University of Waterloo.

 

Our Story

Empowering individuals, transforming your finances.

We partner with clients from diverse backgrounds, from accomplished professionals to retirees, and we create personalized financial strategies aligned with their unique goals and aspirations. By fostering open communication and deep understanding, we empower individuals to confidently navigate life’s financial journey.

Our holistic approach encompasses investment management, financial planning, tax optimization, insurance, and estate planning. Rooted in rigorous research and extensive experience, our data-driven strategies are tailored to each client's specific needs.

We prioritize trust and transparency, acting as your steadfast financial advocate. Our commitment to exceptional service and unwavering fiduciary duty ensures your financial well-being.

Ultimately, we simplify complexity, providing clarity and peace of mind.

 

Our Tax & Estate Planning Team

We’re supported by Richardson Wealth’s industry-leading tax, estate, and insurance planning experts.

Sean Hsu CPA (U.S.), MTax, TEP

Vice President, Tax

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Sean collaborates with advisory teams and their clients to develop wealth planning strategies and to deliver integrated solutions addressing their unique needs.

Sean is an accountant with experience in Canadian and U.S. tax planning for high-net-worth individuals, with a focus on integrated cross-border wealth, estate, and trust matters. Before joining Richardson Wealth, Sean was at a multi-national accounting firm practicing in the private client group.

Sean participates in the development of thought leadership content delivered by our Tax & Estate Planning team. He has appeared in The Globe and Mail and has authored and contributed to several articles for BorderCrossings, a Thomson Reuters publication with insightful commentary on crossborder issues faced by Canadians and U.S. citizens. He is also a facilitator in the Chartered Professional Accountants of Canada’s In-Depth Tax Program.

Sean is a U.S. Certified Public Accountant, a member of the Society of Trust and Estate Practitioners, and holds a Master of Taxation from the University of Waterloo.
Sylvia Azoulay TEP

Vice President, Tax & Estate Planning

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Sylvia works closely with Investment Advisors and their clients to explore and identify issues that address clients’ overall wealth planning needs. She helps clients formulate objectives, understand issues and strategies and facilitates implementation of their goals. Sylvia understands the sensitive issues relating to family dynamics and wealth transfer.

Sylvia is an estate planning lawyer with many years of experience. Prior to joining Richardson Wealth, she was a principal in her own strategic wealth planning firm and also spent many years in the financial industry dealing with wealth planning solutions for high net worth clients.

Sylvia has been an instructor at Humber College School of Business and at the Bar Admission course at the Law Society of Upper Canada. She is a member of the Society of Trust and Estate Practitioners and the Estate Planning Council of Toronto. She is a seasoned presenter on topics of importance to high net worth families.
Pinal Gadhvi B.Comm, CFP®, CLU®, EPC

Senior Financial Planner

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Located in our Toronto office, Pinal works collaboratively with our Tax & Estate team to help provide best-in-class solutions to investment advisors and their clients. He brings depth of experience and technical expertise in answering financial planning questions and developing strategies. Pinal establishes comprehensive personalized wealth plans detailing client priorities which clarify their long-term objectives and provide peace of mind as clients plan the transfer of their wealth to the next generation.

Pinal has many years of experience in the financial services industry in various capacities. Throughout his tenure in his previous roles, Pinal has provided financial advice to affluent Canadians. Pinal has a Bachelor of Commerce degree from Ryerson University and is a Certified Financial Planner practitioner. He has also completed the Canadian Securities Course (CSC), Wealth Management Essentials (WME), and Professional Financial Planning Certification (PFPC).
Conor Pang

Estate & Insurance Advisor

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Dedicated to helping clients navigate the complexities of financial planning, Conor reviews financial plans to offer guidance on risk management and asset transfer strategies. With a focus on tax efficiency and wealth protection, Conor partners with investment advisors to ensure their clients receive sound advice that stands the test of time.

What inspires Conor is the opportunity to help people simplify complex situations into clear, actionable steps that align with their goals. He enjoys learning what drives individuals, understanding their concerns, and helping them build a path to financial peace of mind. His favorite part of the job is the face-to-face interactions—the human connection that can feel rare these days.

Conor joined Richardson Wealth a year ago, bringing with him a wealth of experience from his previous role at BMO Private Wealth. Before that, he spent seven years as an Insurance Wholesaler at Manulife. A graduate of the University of Western Ontario, Conor holds a degree in Finance and Administration from the DAN Management program.

Outside of work, Conor cherishes time spent with his wife Alex, their beagle Gordie Howl, and family. He loves hosting barbecues and enjoys playing hockey and golf with friends.

 

Let's secure your financial future

Partner with us and simplify your financial journey. Achieve long-term security with our transparent approach.

1

Discovery meeting

We explore your priorities and goals, considering both short and long-term perspectives.

Our aim is to understand you, as well as answering all your questions.

2

Initial Planning

We’ll share our proposed plan and recommendations for your journey ahead.

We’ll transparently discuss all associated costs and fees.

3

Ready to move forward?

We’ll prepare and handle all the paperwork and facilitate the seamless transfer of your assets.

We’ll craft and set your comprehensive financial plan in motion.

4

Periodic Progress Check-ins

We are always here to answer your questions and guide you through the process.

We connect with you regularly to evaluate the progress toward your goals.

5

Reviews & Optimization

In our periodic reviews, we’ll discuss any evolutions that might require adjustments to your plan to ensure you stay on track.

Contact us today to learn how we can assist you in reaching your financial goals

  

Photo credits: Seagram Lofts, Joe Martz.