Jorge.Saban@RichardsonWealth.com LinkedIn

Jorge joined our team in July 2007. As a graduate from Toronto Metropolitan University (formerly Ryerson University) with a degree in Aerospace Engineering, Jorge brings a process oriented methodology to problem solving, analytical thinking and a friendly demeanor.

Most recently, Jorge earned the Chartered Investment Manager (CIM®) designation.

Backed by a deeper understanding of advanced money management strategies, a strict code of ethics and fiduciary responsibility, this designation empowers Jorge to make discretionary investment decisions on behalf of his clients further underscoring his commitment to providing them with exceptional value and expert knowledge.

In 2025, Jorge will become a Certified Financial Planner. This designation will allow Jorge to tackle more complex financial planning issues so his clients can enjoy the future they've always wanted, and more.

When he's not staring at his computer screen Jorge enjoys long bike rides with his two Westies, Penny and Betty White, traveling the world with his partner, Michael of 10+ years, screaming at the top of his lungs while riding roller coasters or putting his chemistry background to use by baking bread, pizzas or french pastries.

If you'd like to know more about his travels, dogs or what his favorite roller coaster is click the links below.

Process Driven

New Client Experience Workflow

01 Inquiry

Brief discussion in person, email, phone or video to answer any questions you may have. This could be alone or with the referral source.

02 Meeting of the Minds

A follow up conversation diving deeper into your needs, concerns, goals and commonalities we share to determine if we are a good fit. Subsequent follow up conversations may be had to ensure a relationship based on trust is achieved.

03 Discovery

Should we decide to work together, information will be gathered in order to formulate a preliminary financial plan based on your goals and objectives.

04 Analysis & Goal Setting

Presentation of a comprehensive working plan is made and discussion of variables and outcomes is had.

05 Action Plan

A summary of an action plan is provided along with an Investment Policy Statement outlining the parameters to adhere to while managing your wealth.

06 Implementation & Follow Up

Once the signing ceremony is complete your assets will be transferred and any transfer out fees charged by your previous advisor will be refunded. As funds come in, they will be invested according to the agreed upon Action Plan. Following this, an update is scheduled to review our process and answer any questions you may have.

Events

Financial Planning 101 for the younger generation

Date: Sep 24, 2024 11:45 AM Eastern Daylight Time - Sep 24, 2024 01:00 PM Eastern Daylight Time

Location: 100 Queens Quay East 25th floor main boardroom Toronto, ON M5E1Y3

We invite you to learn the essentials over lunch: first financial plan, savings, dealing with debt, insurance, wills, powers of attorney.

You may be far from retirement age, but many years of financial experience have shown us that individuals are never too young to start thinking strategically about their financial future. You have a lifetime filled with plans, dreams and potential. Guest speaker Sean Hsu, Senior Tax Specialist at Richardson Wealth will help you ensure that you can earn, save and live your life to the fullest with the key elements of a financial plan in place.

Lunch will be served

RSVP

Critical 10 for retirement planning

Date: Sep 10, 2024 11:45 AM Eastern Daylight Time - Sep 10, 2024 01:00 PM Eastern Daylight Time

Location: 100 Queens Quay East 25th floor main boardroom Toronto, ON M5E1Y3

We invite you to learn the essentials over lunch.

Each stage of the investing lifecycle is unique and comes with its own demands. However, none is more important than the Critical 10, the five years before and after retirement. We will discuss key components of retirement with guest speaker Ryan Knipfel, Senior Financial Planner at Richardson Wealth. Your action plan for success includes lifestyle and family decisions, minimizing tax and ensuring all areas of your financial plan are in place as you prepare for this milestone.

Lunch will be served

RSVP

Contact Us

Please provide the information below and we'll be in touch within 48 hours.

Frequently Asked Questions

01 What type of client's do you serve?

Mid-career professionals, retirees, high-net-worth individuals, small business owners, corporations and specialized clients such as entertainers, athletes and executives.

02 What account types do you offer?

Individual Pension Plans (IPP), RRSP, TFSA, RESP, RRIF, Individual Pension Plans, Estate and Corporate Accounts to name a few... through us you have access to various account types designed to meet your goals and objectives. We open these as discretionary portfolio managed accounts on a cost to service basis.

03 What does Cost to Service mean?

While some advisors charge commissions for every transaction, a Cost to Service is the cost to maintain, invest, re-balance and monitor your Portfolio Managed Accounts. Doing so aligns our goals and sets the stage for a relationship based on trust to flourish. This all starts with a through financial plan and includes detailed reporting, online access, invitations to exclusive events and more. Additionally, our Insurance and Tax & Estate Planning team is available to you at no extra cost.

04 What do you charge to manage my accounts?

For actively managed equity portfolios the cost to service ranges from 1.0% to 1.5% of total assets under management. With less active, fixed income portfolios the cost to service could be as low as 0.75%.

05 Do you have a minimum?

Ideally, investable assets between $250,000 and $1 million. This allows for a properly diversified portfolio and more importantly, gives us access to assets available only to accredited investors.

06 I don’t have the minimum. Can you still help me?

Yes. While I do help clients with less than the minimum, adherence to a structured savings plan is required in order to meet your goals. Let’s chat and discuss your concerns, goals and aspirations. The least I can do is help you find the resources you need through my knowledge and experience or my trusted circle of professionals.

07 What is it like to work with you?

If you’ve made it this far we have connected in some way. And, I encourage you to call or email, not necessarily to discuss investments but to chat about what may be on your mind or any travel plans you may have. I’m here to listen because "[ I ] have two ears and one mouth so that [ I ] can listen twice as much as [ I ] speak."

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