Your comprehensive Wealth Plan

A detailed snapshot of your future. 

We include a process of consultation and planning that addresses many issues beyond the management of securities. Our in-house estate lawyers, accountants and licensed life insurance agents are incorporated to generate a customized, comprehensive wealth plan for you and your family.

Our Comprehensive Wealth Plan includes:

Retirement Planning

Financial projections; comparing pension alternatives; identifying capital requirements for early retirement; timing of pension receipts; CPP/QPP and OAS planning; issues facing “snowbirds”; retirement residence planning.

Estate Analysis

Will planning; choosing an executor; planning for incapacity; minimizing estate conflicts (including cottage and business succession issues); use of Lifetime (Inter-Vivos) or Testamentary Trusts; tax minimization.

Insurance Analysis

Risk management; estate preservation; tax-efficient alternative investments; living benefits; also includes a detailed policy review; key person insurance; life, disability, long term care, and critical illness insurance.

Tax Planning

Net worth and cash flow projections, income splitting opportunities; use of tax planning vehicles (Trust, RRSP, TFSA, RESP, etc.); cross-border tax issues; tax-loss selling; capital gains exemption/deferral; professional incorporation; principal residence exemption.

Action Plan

A final summary of the recommendations needed to build a Wealth Plan will be presented. This includes an Action Plan detailing the suggested next steps that can be implemented in accordance with your goals and objectives and other members of our professional advisory team.

What’s next

We invite you to leverage our expertise in wealth management to maximize your wealth potential and create a financial strategy that best suits your needs and goals. Fill the form below and take the first step to a better financial future.




Insurance services are offered through Richardson Wealth Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC and PEI. Additional administrative support and policy management are provided by PPI Partners.