Meet our team

Richard Herman CIM®
Portfolio Manager, Investment Advisor

Richard brings nearly 40 years of experience in the investment industry to every interaction. Over the course of his career, he’s guided clients from the early stages of their career and family life through to retirement and the passing of wealth and legacy onto the next generation. That connection with clients is what drives him every day.

Richard began his career at a major financial institution and worked at a large wealth management firm before joining Richardson Wealth in search of an independent and entrepreneurial culture that allowed The Herman Team to provide clients with unbiased advice, lower fees, sophisticated technology, and insightful research. Many relationships he built early in his career are still clients today.

Richard graduated from the University of Ottawa with an Honours BA in Economics and is fully bilingual. He has the Level II Life Insurance license and remains active in the community by supporting the United Way, the Children’s Hospital of Eastern Ontario. He also offers a University of Ottawa bursary.

When he’s not supporting clients and his community, Richard likes to hike or ski in Tremblant, play golf and travel.

Cliff Robertson CFP ®, CIM ®, FCSI ®
Portfolio Manager, Associate Investment Advisor

Cliff has an innate ability to draw the links between a client’s goals and their portfolio by understanding their needs, selecting the right investments and actively monitoring portfolios to ensure they are achieving their financial goals.

Cliff was always drawn to a career in finance. At 13, he was already working and actively saving, opening his first investment portfolio at 18. He’s played a pivotal role in The Herman Team since joining the firm in 2004, thriving off the satisfaction of helping clients achieve their financial goals and navigate the unique phases of their life.

Cliff is a licensed Portfolio Manager and holds the Certified Financial Planner, Chartered Investment Manager and Fellow of Canadian Securities Institute designations. He is actively involved in different industry committees and is an ardent supporter of the Canadian Cancer Society.

In his free time, Cliff enjoys travelling and spending time with family including his nieces Piper and Libby and nephew Fletcher, who he regularly visits in Calgary

Patrick Herman
Associate

Patrick brings a unique perspective to the multi-generational team. His days are divided between managing client accounts, one-to-one interactions, portfolio trading and research. In his short year and a half with The Herman Team, Patrick has become a critical part of helping clients achieve their goals.

Interested in the industry from a young age, Patrick pursued an Honours BA in Economics with a focus in Management from the University of Ottawa. While courses in financial econometrics, macroeconomics, and statistics helped lay the foundation, working in the industry with clients and their unique needs convinced Patrick it’s the right career for him.

In addition to his BA in Economics, Patrick has completed the Canadian Securities Course (CSC) and the Conduct and Practices Handbook  course (CPH) and has recently completed the Wealth Management Essentials course (WME).

In his spare time, Patrick enjoys everything the outdoors has to offer including camping, mountain biking in Gatineau Park, skiing Tremblant, going for hikes with his dog, Lola, and playing golf.

Karen Henderson
Assistant

The most recent member of the Herman team, Karen is a graduate of Trent University in French Studies. Born and raised in Ottawa, she has been working in administrative support within the financial services industry since 2013. She is passionate about being organized and works closely with the team to help provide efficient, reliable, and top-quality client service.

Karen loves staying active and spending time with her family. When she is not dabbling in arts & crafts, you can usually find her at a farmer’s market or any local food & drink event, gathering inspired ideas for culinary creations.

David Rubin CEA, CFP®, CPCA, EPC, MFA-P, TEP

Vice President, Insurance Operations

person

Based in our Toronto corporate office, David works with Investment Advisors and Tax & Estate Planning partners to provide detailed risk management analysis, as well as develop and present insurance-based planning solutions for clients. With a deep understanding of the range of insurance products in the marketplace, David is keenly adept at conveying what are sometimes complex concepts into more client-friendly terms. 

With over 20 years of experience working with affluent Canadian families and business owners, David can determine any gaps clients may face in mitigating risk and identify opportunities they can capitalize on to enhance their lifestyle and legacy. 

A strong proponent of continuing education, David holds several industry designations, including his CFP®(Certified Financial Planner), TEP (Trust & Estates Practitioner), and Master Financial Advisor, specializing in Philanthropy.

When not working on his music, David spends much of his free time with his own three rescue dogs and frequently dog-sits for his kids.

Ryan Knipfel CPA, CA, CFP®

Senior Financial Planner

person

Located in our Toronto office, Ryan works with Investment Advisors providing planning, analysis and solutions to their high net worth clients. Ryan’s technical expertise and broad experience creating wealth plans for high net worth clients enables him to prepare and present clear and concise analysis of a client’s financial situation. This includes addressing any of their concerns, and suggesting ways they may improve their overall financial health.
Ryan has over 10 years of experience as a senior financial planner with specialized skills in the areas of financial and retirement planning, tax minimization, estate planning and accounting. Prior to specializing in financial planning, he spent 14 years at two large accounting firms as a Chartered Professional Accountant (CPA). He gained extensive experience in providing professional services to individuals and their owner-managed entities including advising on the Canadian income tax consequences of corporate mergers and reorganizations.
Ryan is a Certified Financial Planner (CFP®). He completed his Honours Bachelor of Business Administration at Wilfrid Laurier University in Waterloo, Ontario. Ryan has completed as well as tutored the Canadian Institute of Chartered Accountants’ In-Depth Tax Course.