The Spousal Loan

A Spousal loan is a financial tool used to shelter income from tax by transferring income from a high tax bracket to a low tax bracket through a loan.

The benefits of using a spousal loan are:

  • They shelter income from tax
  • They can generate investment income to the couple
  • They are relatively simple to set up


To receive additional information for how a Spousal Loan can fit into your overall financial plan, please contact us.