Our investment principles

Below are the investment principles that guide us when making key decisions regarding how our clients’ assets are invested.

Investment decisions not driven by market forecasts

Our clients entrust us with the management of their assets to grow and preserve their wealth over the long term. We believe the most effective way to achieve this is to follow a disciplined investment strategy that maintains market exposure, even during periods of volatility. We do not attempt to time the market.

A focus on risk management

Risk tolerance and capacity vary from one investor to another and should guide portfolio construction. A rigorous approach begins with a clear understanding of the risks associated with each asset class. On this basis, thoughtful diversification can be implemented. A disciplined manager selection process is also essential to identify strong partners and ensure diligent asset management.

The central role of asset allocation

We view asset allocation as one of the key drivers of long-term performance. It must reflect each investor’s profile, taking into account their circumstances, investment horizon, and risk tolerance. Periodically rebalancing the portfolio helps maintain a consistent allocation aligned with defined objectives.

Combining active and index-based strategies

We believe that blending active and index-based strategies allows us to benefit from the strengths of both approaches. Index investments offer broad, low-cost market exposure, while active management helps capture targeted opportunities. This complementarity contributes to building robust and well-diversified portfolios.