At IC Blue Heron Wealth Advisory Group, we manage a suite of discretionary stock portfolios designed to align with your unique financial goals. These portfolios - think of them as “strategy sleeves” - are built around distinct investment themes and objectives. They can be combined across various account types and integrated into your broader asset allocation plan. But our approach goes beyond stock picking. It begins with financial planning first.
Structural Patience: Investing with Confidence
Before we invest a single dollar, we take the time to understand your life, your short-term and long-term goals, and your cash flow needs. Then, we build liquidity directly into your portfolio - using cash reserves and fixed income instruments like GIC ladders - to ensure near-term needs are met. This strategy, which we call Structural Patience, allows the equity portion of your portfolio to grow uninterrupted over a 5+ year horizon.
This structure minimizes the pressure to time the market and reduces anxiety during periods of volatility - because your short-term needs are already covered.