Our Approach
Over the past two decades, we’ve built a practice focused on structure, clarity, and long-term planning. We work with a select number of households — mostly retirees, professionals, and families with complex financial needs — who value thoughtful advice and a relationship built on trust. Setting a limit on the number of clients we work with ensures we’re providing the highest level of personal attention.
We begin with a detailed financial plan, personalized to each client. We sit down and talk through your goals — whether that’s retiring comfortably, buying a cottage, helping a child with a home purchase, or distributing your estate in a fair and tax-efficient way. From there, we develop projections, aligning your portfolio to your needs and putting a long-term strategy in place.
We’re firm believers that the portfolio needs to serve the plan, not the other way around. To do so, we need to understand where you are now and where you want to go. Only then can we decide how to get there.
We plan to meet twice a year for a full review of your financial plan and progress. The point of those meetings isn’t to talk performance — it’s to ask: are we still on track? Have your goals changed? Do we need to make adjustments? We can meet in person or by video, whatever works best for you.
At the start of tax season, we strive to send clients a single, consolidated tax package to save the hassle of tracking down paperwork from multiple sources. Having spent time in accounting, we understand how frustrating it can be to get a stack of different envelopes. Our job is to make things as straightforward as possible.
When it comes to outside professionals — lawyers, accountants, or estate planners — we’re happy to collaborate with yours or bring in experts from Richardson Wealth as needed. We’re not here to sell products, we’re here to add value when and where it makes sense.
We view this as a long-term partnership. Our goal is to provide structure, clarity, and guidance so you can move forward with confidence, knowing there’s a plan behind every decision.
Our Services