Torchia & Associates Wealth Management

Torchia & Associates Wealth Management Advisors focus on protecting and enhancing the financial goals of a select group of successful families and business owners.

With more than 40 years of combined experience, we deliver results by taking great care in understanding our clients’ financial goals, as they relate to their occupation, family, and recreational desires. We then design customized tax-smart strategies, while proactively anticipating market movements to minimize risk and maximize returns.

Supported by a team of in-house experts, we offer a full suite of services; investment and risk management, tax and estate planning, insurance strategies, tax efficient investing, philanthropic giving and succession planning for both businesses and families.

Jeff Torchia B.Comm.
Director, Wealth Management, Investment Advisor
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As one of the original 5 partners, Jeff has been with Richardson Wealth since 2005. Prior to this, he was Vice President and Investment Advisor at BMO Nesbitt Burns, where he worked for more than 18 years. Jeff earned a Bachelor of Commerce degree in Finance and Accounting from McGill University. Jeff enjoys coaching hockey, participating in Habitat for Humanity projects, golfing, cycling, fishing and spending time with his wife Patty and their three children.

Pinal Gadhvi , B.Comm, CFP®

Financial Planner

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Located in our Toronto office, Pinal works collaboratively with our Tax & Estate team to help provide best-in-class solutions to investment advisors and their clients. He brings depth of experience and technical expertise in answering financial planning questions and developing strategies. Pinal establishes comprehensive personalized wealth plans detailing client priorities which clarify their long-term objectives and provide peace of mind as clients plan the transfer of their wealth to the next generation.

Pinal has many years of experience in the financial services industry in various capacities. Throughout his tenure in his previous roles, Pinal has provided financial advice to affluent Canadians. Pinal has a Bachelor of Commerce degree from Ryerson University and is a Certified Financial Planner practitioner. He has also completed the Canadian Securities Course (CSC), Wealth Management Essentials (WME), and Professional Financial Planning Certification (PFPC).

Sylvia Azoulay , TEP

Vice President, Tax & Estate Planning

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Sylvia works closely with Investment Advisors and their clients to explore and identify issues that address clients’ overall wealth planning needs. She helps clients formulate objectives, understand issues and strategies and facilitates implementation of their goals. Sylvia understands the sensitive issues relating to family dynamics and wealth transfer.

Sylvia is an estate planning lawyer with many years of experience. Prior to joining Richardson Wealth, she was a principal in her own strategic wealth planning firm and also spent many years in the financial industry dealing with wealth planning solutions for high net worth clients.

Sylvia has been an instructor at Humber College School of Business and at the Bar Admission course at the Law Society of Upper Canada. She is a member of the Society of Trust and Estate Practitioners and the Estate Planning Council of Toronto. She is a seasoned presenter on topics of importance to high net worth families.

Jason Middleton

Individual Insurance Consultant

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Jason has a well-rounded knowledge of the Insurance industry having worked at all levels of the business. He has worked at the manufacturer level, at the distributor level and, most importantly, as an Independent Insurance Broker and business owner.

Jason’s financial and accounting backgrounds allow him to take a comprehensive approach to advanced Estate and Insurance planning for clients. His ‘educate first’ approach resonates well with clients, who feel that his solution-based recommendations are tailored to their individual needs.

Jason earned a Bachelor of Business Administration with Honors in Accounting and Corporate Finance in 1999 from the University of New Brunswick. He began working on his CA with Deloitte and Touche in 2001 after taking a sabbatical to train and try out for the Canadian Olympic Swim Team. Upon returning to the work force Jason completed the CSC and earned his CFP designation in 2003.

* Insurance services offered through Richardson Wealth Insurance Services Limited. Jason Middleton is the owner of The Producers Planning Group.

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Tax & Estate Planning
Strategies 

 

Learn about strategies to help protect and enhance your wealth from our Tax & Estate Planning professionals.


Intergenerational business transfers - Bill C-208

If you are a small business owner planning to sell your business to a family member, Bill C-208, approved by the Senate on June 29, 2021, will make this process easier.

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