Richardson Wealth | Rosemary Horwood Wealth

Rosemary Horwood is a multi-award winning wealth management professional focused on advising medical professionals and successful families to achieve their financial goals.

Since establishing Rosemary Horwood Wealth, Rosemary has distinguished herself on a national level with two consecutive Wealth Professional Awards: the Advisor Rising Star Award in 2017 and the Young Gun of the Year in 2016. In addition, Rosemary is listed on Wealth Professionals Top 50 Advisors List, a list of the Canadian wealth management industry's top talent, in 2018 and 2019. Based on investors feedback in an independent survey, Rosemary was chosen as a 5 Star Advisor in 2021 for her team’s strengths in the following categories throughout the pandemic and market crash of 2020: communication, portfolio performance, product knowledge, client trust, client knowledge and customer service.

While earning her Honours BA in Business and Economics at the University of Waterloo, Rosemary completed six corporate placements and was nominated three times for Co-op Student of the Year following three outstanding performance reviews by leading companies.

Philanthropy and volunteerism are central to Rosemary’s life. She is dedicated to serving on the C3 Church Toronto Board of Directors and has actively participated as a director on two additional boards.

In her personal time, Rosemary avidly follows the life science sector, loves to cook and entertain, and is always learning.

Andrea Ivasecko is an invaluable contributor to Rosemary Horwood Wealth, providing exceptional client service and operations management. Andrea has a Master’s degree in International Economics and Finance from Ryerson University, where she graduated with a 3.95 GPA and excelled at studies in investment, risk analysis, financial theory and microeconomics. She has also completed essential investment industry courses.

Andrea loves working closely with clients. She is responsible for translating our client’s financial goals visually, what we refer to as Goal’s Based Reporting, and managing trading for our clients’ accounts. Andrea is always busy with retirement projections and coordinating complex operational transactions such as cashless stock option exercises for our C-suite clients in the healthcare field. She single handedly coordinates personalized tax packages for our clients each year in the spring, and is frequently praised for providing high value service that saves time and money for our clients and their accountants around tax season.

Andrea’s tremendous organizational skills help the team to keep priorities well managed and accounts running smoothly, ensuring all details are addressed so that nothing falls through the cracks.

When she is not focused on work, Andrea and her husband, Kris, keep busy outdoors with her daughter, Sofia, and son, Filip.

Julia Kelly is a part time team member assisting clients of Rosemary Horwood Wealth with administrative and operational support. Julia is working towards a Bachelor of Business Administration undergraduate degree with a major in Finance at the Lazaridis School of Business and Economics at Wilfrid Laurier University within the co-op program.

Julia is a memorable team contributor, quickly building relationships with clients, and taking initiative to improve processes. She ensures that our best clients have consistent and high-value experiences in portfolio reviews by preparing meeting packages and coordinating within busy schedules.

Julia is responsible for scheduling portfolio reviews, coordinating electronic signatures for your paperwork, troubleshooting online access and ensuring portfolio review packages are accessible within the context of virtual meetings.

In her spare time, Julia loves to cook, read, and spend time exploring new places with friends.

Located in our Toronto office, Pinal works collaboratively with our Tax & Estate team to help provide best-in-class solutions to investment advisors and their clients. He brings depth of experience and technical expertise in answering financial planning questions and developing strategies. Pinal establishes comprehensive personalized wealth plans detailing client priorities which clarify their long-term objectives and provide peace of mind as clients plan the transfer of their wealth to the next generation.

Pinal has many years of experience in the financial services industry in various capacities. Throughout his tenure in his previous roles, Pinal has provided financial advice to affluent Canadians. Pinal has a Bachelor of Commerce degree from Ryerson University and is a Certified Financial Planner practitioner. He has also completed the Canadian Securities Course (CSC), Wealth Management Essentials (WME), and Professional Financial Planning Certification (PFPC).

Jason has a well-rounded knowledge of the Insurance industry having worked at all levels of the business. He has worked at the manufacturer level, at the distributor level and, most importantly, as an Independent Insurance Broker and business owner.

Jason’s financial and accounting backgrounds allow him to take a comprehensive approach to advanced Estate and Insurance planning for clients. His ‘educate first’ approach resonates well with clients, who feel that his solution-based recommendations are tailored to their individual needs.

Jason earned a Bachelor of Business Administration with Honors in Accounting and Corporate Finance in 1999 from the University of New Brunswick. He began working on his CA with Deloitte and Touche in 2001 after taking a sabbatical to train and try out for the Canadian Olympic Swim Team. Upon returning to the work force Jason completed the CSC and earned his CFP designation in 2003.

* Insurance services offered through Richardson Wealth Insurance Services Limited. Jason Middleton is the owner of The Producers Planning Group.

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