From Our Clients

Nancy Nicol

I have known Nancy Nicol for at least 15 years and have had numerous opportunities to both meet with her and discuss matters on the telephone. Nancy has consistently shown a high level of expertise and has demonstrated a superior level of planning and organizational skills. She is skilled in explaining to her clients the myriad of documents required by regulatory officials. Nancy is a pleasant person who consistently demonstrates a calm logical demeanor in responding to requests for information, notwithstanding the unreasonableness of the timing of the request. Nancy has shown a very strong knowledge of investment products and advises clients on a proactive basis. I would not hesitate to recommend Nancy to any potential client as I am confident in her ability to identify the needs of the client and to communicate in a confident, open, yet discreet manner.

- Glen A. Rogers, CPA, CA


I have worked with Nancy Nicol for over 10 years and during that time I have come to know her both professionally and personally. Nancy has consistently shown a high level of expertise and has demonstrated a superior level of planning and organizational skills. I feel secure knowing that we have entrusted our family wealth to Nancy Nicol. We now have a plan, tax­efficient investments, and a diverse, growing portfolio. Nancy is a pleasant person who consistently demonstrates a calm demeanor in responding to requests, and has become a good friend to me and my wife Lynn. I would not hesitate to recommend Nancy Nicol to any potential client.

- Ronald Pringle, Retired Senior VP and COO, Coca-Cola Beverages Ltd


I have worked with Nancy Nicol, a member of the Horwood Team at Richardson Wealth, since November 2011, shortly after I retired. I could not have picked a better Team nor a better financial advisor to work with. Nancy keeps me current with market movements, provides timely investment opportunities and responds quickly to any requests. And, on a personal note, in the short time we have worked together, she has become a good friend to our family.

- Toros Assadourian, Retired President, Gatsteel Industries Inc


“It is a real plus for us having your team as our advisors! I appreciate all of your diverse skills!” – Jennifer Aitkens


John Sanchez

I have worked with John Sanchez and other members of the Horwood Team for about 3 years and have found this team to be among the highest quality wealth management groups that I have seen in the investment industry in Canada. On the investment management side they bring an exceptional due diligence system to bear on managers – I have witnessed Mr. Sanchez spending an inordinate amount of effort working through extensive assessments of the quality of management teams in external funds he’s worked with and I consider the rigor and insight he brings in drilling into the risk exposure in portfolios to be of an institutional standard. In addition I’ve attended numerous meetings lead by several of the group’s portfolio managers, watching as they carefully walked individual and groups of clients through a variety of additional services in areas of tax and succession, establishment of family trusts and charitable contribution plans that are comparable to those of leading family office services that I’ve seen. It hasn’t surprised me in the least to observe the tremendous trust clients have in Mr. Sanchez and other members of the team. I consider this group to be a top tier advisory team that clearly adds value to their clients.

- Sean Rogister, CEO, Cortland Credit (former Senior VP, Fixed Income at the Ontario Teachers’ Pension Plan)


Having been in the business for over 25 years, I have not worked with a group more professional than the Horwood team. In particular John Sanchez has been a tremendous asset. With respect to my personal wealth management program, John has filled the voids with efficient, strategic and cost effective advice and implementation. His knowledge in this space gives me comfort that I am taking the right steps to a well-rounded financial plan. John has also helped me make the right investments, and more importantly avoid the wrong ones. His access to substantial deal flow can be daunting at times, but his ability to navigate and sift through the presentations and statistics proves invaluable. I look forward to the future knowing that I am in good hands, and will be kept at the forefront of change.

- Rob Celej, CIO, Stratigis Capital Advisors Inc


We are so pleased that our accountant recommended John Sanchez – I can’t imagine where we would be without his care and attention to detail and service.

- Meegan and Glen H


We were so comfortable talking with you and happy with all the information you provided to us. You make this so easy to understand and we are so very comfortable having you as our Financial Advisor.

- David and Janet