Guaranteed Investment Certificates (GICs)

Looking for a safe and predictable way to grow your money?

Secure Your Savings with Guaranteed Investment Certificates (GICs)

GICs offer a reliable investment option with guaranteed returns and protection of your principal. Whether you're building a short-term savings plan or diversifying your portfolio, we can help you find the right GIC strategy to match your goals and timeline.

Current GIC Rates

Below are our current rates as of June 10. Rates and availability change frequently, so we encourage you to get in touch for the most up-to-date information and personalized options.

Canadian Dollar GIC

1 Year GIC 3.44%
2 Year GIC 3.50%
3 Year GIC 3.52%
4 Year GIC 3.54%
5 Year GIC 3.72%

US Dollar GIC

1 Year GIC 4.55%
2 Year GIC 4.30%
3 Year GIC 4.25%
4 Year GIC 4.25%
5 Year GIC 4.25%

The rates are as of June 10, 2025, and are subject to change without notice. These rates may no longer be current.

Smart Planning with a GIC Laddering Strategy

Looking to make the most of your GIC investments while keeping flexibility and access to your funds? A GIC laddering strategy can help you take advantage of higher long-term rates while still maintaining regular access to a portion of your money. It’s a simple, effective approach to managing interest rate risk and cash flow.

Learn more about GIC Laddering


Ready to get started?

Whether you're looking for competitive GIC rates or want to explore strategies like laddering, we're here to help.