Joel fell in love with the investment industry while working for a summer with his father, who was an advisor for a bank-owned firm. After earning a Bachelor of Business Administration in Finance at Bishop’s University in 1994, he began his career at TD Evergreen, where he witnessed a severe market crash that shaped his conservative approach to investing. He worked for seven years and then moved to Hampton Securities for another seven years, developing a loyal clientele of investors and a specialty in helping people to generate a steady income in retirement. In 2011, his fifteenth year in the investment industry, Joel made the move to Macquarie Private Wealth, which was acquired by Richardson Wealth (formerly Richardson GMP) in 2013. After working closely with his friend and mentor, Lloyd Leonard, for some time, Joel teamed up with Lloyd in 2014 to create Kruzich Leonard Wealth Management. Joel is also an Assistant Coach of his son’s Leaside Flames hockey team. He enjoys spending time with his wife, son and daughter, especially being outdoors at his family cottage in the Kawarthas.
Danielle began her career in the investment industry in 2010 and joined Kruzich Wealth Management in 2014. Originally a part of the Operations team, she gained invaluable expertise that translates into a more seamless experience for her clients. Now a senior member of the Kruzich Wealth Management team, her commitment is to make the lives of her clients better.
A true passion for providing a more holistic wealth experience, she aims to help clients get the most from their custom-tailored portfolios while minimizing tax, maximizing returns, and efficiently transferring wealth to the next generation.
Danielle holds a Journalism diploma from Humber College and a certificate in Advanced Investment Advice (CSI). Danielle is also a mother and enjoys spending free time with her young family.
Vice President, Tax & Estate Planning
Sylvia works closely with Investment Advisors and their clients to explore and identify issues that address clients’ overall wealth planning needs. She helps clients formulate objectives, understand issues and strategies and facilitates implementation of their goals. Sylvia understands the sensitive issues relating to family dynamics and wealth transfer.
Sylvia is an estate planning lawyer with many years of experience. Prior to joining Richardson Wealth, she was a principal in her own strategic wealth planning firm and also spent many years in the financial industry dealing with wealth planning solutions for high net worth clients.
Sylvia has been an instructor at Humber College School of Business and at the Bar Admission course at the Law Society of Upper Canada. She is a member of the Society of Trust and Estate Practitioners and the Estate Planning Council of Toronto. She is a seasoned presenter on topics of importance to high net worth families.
Senior Tax Specialist, Tax & Estate Planning
Sean collaborates with advisory teams and their clients to develop wealth planning strategies and to deliver integrated solutions addressing their unique needs.
Sean is an accountant with experience in Canadian and U.S. tax planning for high-net-worth individuals, with a focus on integrated cross-border wealth, estate, and trust matters. Before joining Richardson Wealth, Sean was at a multi-national accounting firm practicing in the private client group.
Sean participates in the development of thought leadership content delivered by our Tax & Estate Planning team. He has appeared in The Globe and Mail and has authored and contributed to several articles for BorderCrossings, a Thomson Reuters publication with insightful commentary on crossborder issues faced by Canadians and U.S. citizens. He is also a facilitator in the Chartered Professional Accountants of Canada’s In-Depth Tax Program.
Sean is a U.S. Certified Public Accountant, a member of the Society of Trust and Estate Practitioners, and holds a Master of Taxation from the University of Waterloo.
Estate and Insurance Advisor
Jason has a well-rounded knowledge of the Insurance industry having worked at all levels of the business. He has worked at the manufacturer level, at the distributor level and, most importantly, as an Independent Insurance Broker and business owner.
Jason’s financial and accounting backgrounds allow him to take a comprehensive approach to advanced Estate and Insurance planning for clients. His ‘educate first’ approach resonates well with clients, who feel that his solution-based recommendations are tailored to their individual needs.
Jason earned a Bachelor of Business Administration with Honors in Accounting and Corporate Finance in 1999 from the University of New Brunswick. He began working on his CA (Chartered Accountant) with Deloitte and Touche in 2001 after taking a sabbatical to train and try out for the Canadian Olympic Swim Team. Upon returning to the work force Jason completed the CSC (Canadian Securities Course) and earned his CFP (Certified Financial Planner) designation in 2003.
*Insurance services offered through Richardson Wealth Insurance Services Limited.