Our services:

 

Investment Advice: Our  team assists clients with investment selection and advice. We ensure your risk tolerance, income needs and goals are always taken into consideration. Investments are more than just stocks, bonds and mutual funds. Proper investment advice simplifies your life, and allows you to stay on track throughout your lifetime.

For our retired clients, or those approaching retirement: We work with you to determine your income requirements and plan for withdrawals from RRIF, Investment and TFSA accounts. Our investment recommendations are designed with an eye on income generation to ensure your income requirements are met.

Financial, Tax and Estate Planning: Together with our tax and estate planning team, we develop a full financial plan for you. All aspects, such as investment, retirement, tax, insurance and estate planning are considered.

A coordinated team: We work directly with you and your professional advisors, such as your accountant or lawyer.  We can also refer you to trusted professionals if required.

 

 

Full service investment accounts available, including:

  •  Income Investment Accounts for tax friendly monthly income 

  •  Tax Free Savings Accounts (TFSA)

  •  Registered Retirement Income Funds (RRIF)

  •  Registered Retirement Savings Plan (RRSP)

  •  Locked-in Retirement Plans (LIRA/LIF)

  •  Registered Education Savings Plans (RESP)

  •  Registered Disability Savings Plans (RDSP)

  •  Corporate Accounts and Holding Companies

  •  Trusts

  •  Donor Advised Funds

  •  Foundations

  •  Pension Rollovers

  •  Individual Pension Plans (IPP)

  •  Stocks, Bonds, GICs, Mutual funds, Closed-End Funds, ETFs, New Issues,  Private Placements, Limited Partnerships and Flow Through Shares

  •  Separately Managed Accounts – Managed by some of the top investment managers in Canada

  •  Our services are suitable for investors with $500,000 or more available for investment

  •  Accounts are available on a commission or a fee basis.

Retirement and Financial Planning

  •  Emily leverages her Certified Financial Planner (CFP) designation to create and implement a customized financial plan that is tailored to your specific needs and future goals. 

Insurance Services:

  •  Annuities

  •  Whole Life

  •  Universal Life

  •  Permanent Travel Insurance

Insurance services are offered through Richardson Wealth Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC and PEI. Additional administrative support and policy management are provided by PPI Partners.

 

We are located in Sidney BC, but our clients are not limited to the Victoria or Vancouver Island region. In addition to BC, we serve clients in Alberta, Ontario, and the Yukon. We meet with clients in person, virtually, or by telephone. For clients on the Southern Gulf Islands, we periodically travel to Salt Spring, Pender, Mayne, and Galiano for meetings and account reviews.