Manage your risks by identifying them upfront

Once you know where your “floor” is — the level below which your wealth may not fall — it is easy to layer on the appropriate investment and tax and estate planning blocks.

On the investment side, we construct your portfolio so that it can generate steady, reliable returns. The only way to do this is to include strategies that do not rely on markets going up to make money. In this, we seek investment types that are not reliant on markets to move higher in order to make money, and thus are designed to make money in all market conditions.

We draw on three different “buckets” of investment strategies to build our portfolios. How your portfolio is composed across these asset types depends entirely on your investment goals (short and long-term). Similar to successful pension plans and endowments, this ensures proper and effective portfolio diversification.

  • Private-market yield: collaterlized loans, real estate yield for stable capital and significant yield
  • Defensive income and equity: opportunistic strategies, offering upside growth while reducing risks of loss
  • Growth: dividends, public and private equity for long-term outperformance

We also take full advantage of Richardson Wealth’s tax and estate planning professionals to ensure that risks in other areas of your life are managed so that you and the people and causes you care most about are protected and cared for within the scope of your wealth management plan.