Knowing you well
Our objective is to get to know you on a very personal basis in order to tailor our financial recommendations to your unique needs and goals. Affluent families lead busy, complex lives and benefit when an advisor takes the time to get familiar with every aspect of their personal, financial and corporate situations. Once we thoroughly understand you and your needs, we customize a financial strategy to suit your precise circumstances.
Four important beliefs drive our practice:
1. Great things can be achieved by planning, executing, monitoring and revisiting a financial strategy. Counting on winning a lottery is not a good plan: a disciplined, conservative approach to investing achieves the most reliable returns.
2. Asset allocation is your first line of defence, protecting you in times of economic uncertainty. Proper allocation of your assets will ensure that you are never overweight in any one asset class and thereby vulnerable to loss.
3. Diversification is the second most important defense strategy. True diversification involves spreading your capital around the globe in domestic, U.S. and international markets in multiple asset classes and multiple styles of money management.
4. Human nature can be our greatest obstacle to success. Too many of us fall victim to fear or greed, and repeatedly make the same mistake. Fear takes over when adversity strikes and we panic, abandoning our long-term plans. Greed drives us to chase yesterday’s success story, whether it is a top performing company, manager, market or sector. By jumping on these bandwagons, we expose ourselves to risk.