About RESP Filed Under: Financial Planning | Investment Services | Portfolio Management | Wealth Management Published by Mukesh Ramsurrun on Apr 24, 2025 A well-structured RESP doesn’t just help you save—it helps you save smarter. By taking advantage of government grants and understanding how to time withdrawals strategically, you can maximize the value of your education savings and support your child... Read more
Understanding TFSA Filed Under: Financial Planning | Investment Services | Portfolio Management | Retirement | Wealth Management Published by Mukesh Ramsurrun on Apr 02, 2025 The TFSA is a flexible and tax-efficient way for Canadians to grow their savings. Understanding how to maximize its benefits can help you make the most of this powerful financial tool.... Read more
Investing in a Trade War: Should You Dump US Assets? Filed Under: Events | Tax Planning Published by Jason Primmer on Mar 20, 2025 Ah, another Canada-US trade spat—because what’s friendship without a few economic jabs? With tariffs flying back and forth like an intense game of dodgeball, investors are left wondering: should you dump US stocks faster than the LCBO dropped America... Read more
Understanding Correlation Filed Under: Portfolio Management | Wealth Management Published by Mukesh Ramsurrun on Mar 10, 2025 True diversification is not just about owning multiple investments—it is about ensuring they do not all move in the same direction. Understanding correlation helps investors build resilient portfolios that can better withstand market ups and downs.... Read more
Beyond The Headlines: What a Potential Google Breakup Means for Canadian Investors Filed Under: Events | Investment Services | Portfolio Management | Special Reports and Newsletters | Total Client Experience | Wealth Management Published by Jason Primmer on Nov 27, 2024 As regulators target Google’s dominance, Canadian investors could face ripple effects in their portfolios. Discover how a breakup might reshape ETFs, mutual funds, and tech sector opportunities.... Read more
About Bonds Filed Under: Portfolio Management | Wealth Management Published by Mukesh Ramsurrun on Nov 01, 2024 Our blog provides an overview of how bonds work, covering the basics of bond structure, key drivers of returns, and associated risks. It also explores how bonds can add stability to investment portfolios... Read more
Understanding Volatility Filed Under: Portfolio Management Published by Mukesh Ramsurrun on Oct 08, 2024 Market swings can be unsettling, but understanding volatility can help keep you on track. In this blog, we simplify what volatility means and offer tips to help you navigate it while staying focused on your financial goals.... Read more
The Modern Tontine: Live Long and Prosper! Published by Graham Westmacott on Oct 13, 2023 The modern tontine combines the risk pooling of defined benefit pension plans with the flexibility of a personal portfolio. We explain how it works and illustrate its use in retirement income planning. In conjunction with variable withdrawals and... Read more
About risk adjusted returns – What's the best portfolio for me? Published by Graham Westmacott on Oct 11, 2023 Previously we have discussed risk and return. In this note we bring the two together to give some guidance to picking the mix of bonds and stocks that fit both your goals and your risk tolerance.... Read more
About Risk - Part 2 Published by Graham Westmacott on Sep 16, 2023 The opening sentence of Tolstoy’s Anna Karenina is “All happy families are alike; each unhappy family is unhappy in its own way” might equally be applied to retirees where goals can be multilayered and risk management more complex than investors who... Read more