As a financial planner and investment advisor, Caroline brings both a passion for distilling complex financial decisions into concise planning and an aptitude for diving deep into clients' goals and values. But for Caroline, the greatest reward of her role is educating clients and empowering them to live their life without worrying about their finances.

After graduating with a university degree in Business, Caroline decided to pursue a financial planner certification from the Institut Québécois de planification financière (IQPF). She started her career working at major financial institutions before joining the physician-focused firm MD Financial Management in 2008. For the past 15 years, Caroline has worked alongside Michel St-Laurent. In 2022, Caroline and Michel joined Richardson Wealth to gain greater independence to make the best decisions for their clients.

In her spare time, Caroline enjoys staying active by playing sports, travelling and spending time with family.

Michel’s strength comes from his ability to look forward and that’s what drew him to the financial services sphere.

Numbers have always been Michel’s forté. In University, he took courses in both accounting and investments and found his passion in wealth management.

He began his carreer at Financière des professionnels as a portfolio manager and followed that path to MD Financial Management, a physician-focused wealth management firm. It was there that he began working with Caroline Ste-Marie and the two formed a partnership, taking a combined approach to developing holistic plans for clients.

In addition to his degree in finance, he is a Chartered Financial Analyst (CFA), a Chartered Alternative Investment Analyst (CAIA) and holds the Certificate in ESG Investing from the CFA Institute.

In his spare time, Michel enjoys both downhill and cross-country skiing with his two daughters and staying active by playing golf, tennis and mountain biking.

Line Lahaye has over 30 years of experience in finance. She has held a securities licence for several decades.

Customer service has always been her top priority throughout her career. Her sense of organization and keen interest in providing outstanding service make her a pillar of the team.

Line worked at a financial planning firm for physicians for nearly 25 years, where she developed solid expertise working with clients and their families.

As a customer service specialist with extensive administrative experience, Line knows more about her clients’ needs and about managing their wealth than anyone else. She is the resource person to contact if you have any questions or need someone to liaise with your professionals.