Investment planning process
If you’re building your dream home, you’ll likely start with an architect to help you bring your wishes to life. The architect recommends the builder, and the builder hires and manages your team of professionals — interior designers, electricians, plumbers, carpenters, and landscapers — who collectively have the skills and knowledge needed to bring your dreams to reality.
Building your dream retirement also takes planning, time and a team of skilled professionals. At the Susan O’Brien Group we function as both the architect and the builder of your dream retirement. In this blog post we share how we work to create your dream life by explaining our investment planning process through the lens of building your dream home.
Building your dream retirement
Phase One: Constructing a Wealth Plan
When you work with The Susan O’Brien Group, our first phase of construction is getting to know you. In our planning discussions, we work together to define your dreams, review where you are today and determine what needs to be done to build your dream life. We then use this insight to design your personalized Wealth Plan.
The Wealth Plan is your key to investing success. It includes your recommended Asset Mix, designed specifically to meet your goals, and the rate of return needed to meet them. Your portfolio has different portfolio managers which we select using the rigorous selection process outlined in phase two.
Phase Two: Creating the team to build out your Wealth Plan
A written Wealth Plan is the blueprint for living your ideal life or ideal retirement, but without a builder it’s only a plan. To ensure the plan comes to life and achieves your goals, we find the right managers to act on the strategy we have designed. In wealth management terms, The Susan O’Brien Group is what is called the oversight investment manager. This means that we both select and oversee the investment managers who invest your portfolio in accordance with the asset mix we have designed.
The 4 Ps
With our due diligence and Richardson Wealth’s extensive resources, we employ a rigorous investment manager selection and evaluation process, that starts with the 4 Ps: People, Philosophy, Process and Performance.