- Getting to know you.
- Understanding your current situation.
- In-depth analysis of your financial goals.
- Establishing a time horizon for your retirement goals and needs.
- Evaluating your risk tolerance.
2. Analyze and Plan
- Income tax analysis leading to its reduction and optimization during your hard-working and retirement years, allowing cashflow improvement.
- Current investment analysis to establish the optimum and most tax efficient asset allocation protecting your patrimony from inflation and helping you achieve your financial goals.
- Retirement goal analysis and building the proper plan allowing its implementation in the most tax efficient way.
- Estate analysis and building a tailored plan protecting it from all hidden and unknown taxes.
- Presenting you with a personalized financial plan tailored to your goals and needs.
Executing our comprehensive plan through the appropriate strategies:
- Tax optimization and reduction.
- Strategic and tax efficient investment allocation.
- Debt reduction and cashflow enhancement.
- Insurance solutions and risk management.
- Business succession.
- Estate protection (wills, mandates and trusts)
- Charitable giving.
- Ongoing servicing.
- Regular review meetings.
- Portfolio monitoring and rebalancing.
- Addressing evolving goals