Our proven process
1. Discovery meeting — We diagnose your current financial picture & understand your financial goals, along with what’s important to you. We provide details of our holistic approach and comprehensive process, including tax, insurance, estate & retirement planning.
2. Proposal — Presentation of financial plan & provide a personalized roadmap to achieving goals, along with the utilization of our professional network (i.e. accountant, lawyer) if necessary for advanced planning opportunities.
3. Implementation — We implement the comprehensive financial plan, and align investment strategies and products with the desired outcomes.
4. Review — Quarterly meetings to deepen the relationship & have a complete understanding of the financial picture to add further value. We review goals and current plans to ensure goals are being met both now and in the future.
Trusted wealth management: focusing on protecting your hard-earned assets
With a comprehensive understanding of your needs, preferences, and circumstances, we provide personalized investment solutions designed to enhance the growth of your assets and provide protection from downside risk.
We have years of experience and a particular focus on income-oriented securities, which is what many retirement-bound investors need right now: the knowledge to balance a combination of these vehicles to achieve steady levels of growth that come very close to the risk-adjusted returns most investors want from the equities markets.
Our disciplined strategy favors income-oriented securities combined with conservative equity positions, particularly dividend-bearing stocks. As a former Treasurer of a foreign exchange bank, Hal is well versed in all types of investments beyond traditional mutual funds, stocks, and bonds. Some of our clients prefer conservative, proven income-generating equities and higher-yielding fixed income instruments such as structured notes, preferred shares, dividend-bearing equities, and an assortment of high-quality bonds to generate enough income to fund their retirement needs.