Our investment management process

STEP 1 – Determine Investment Goals and Objectives

  • Gather information on return objective and risk profile.
  • Define time horizon, liquidity requirements and any other unique circumstances.

STEP 2 – Create a Personalized Investment Policy Statement (IPS)

  • Establish asset allocation to manage portfolio risk.
  • Macroeconomic analysis for tactical/opportunistic decisions.
  • Disciplined selection of third party managers.

STEP 3 – Our Model Portfolios and Security Selection Process

  • Select investments/third party managers through rigorous research and analysis.
  • Ongoing analysis/research with the purpose of validating or terminating mandates.
  • Diversification in terms of asset class, sector, and geography. A global approach of managing risk.
  • Use of active (stocks, mutual funds) and passive (ETF) investments instruments/mandates to construct portfolios in order to achieve superior risk adjusted return in a cost efficient manner.
  • Use of alternative investments strategies to help smooth the overall portfolio volatility and to enhance returns.

STEP 4 – Portfolio Performance Appraisal and Re-balancing

  • Quarterly portfolio performance and discussions on macroeconomic environment and portfolio characteristics.
  • Ongoing portfolio re-balancing to control risk.