The sequence of returns risk in retirement Published by Andrew D. Masson on Nov 03, 2022 Markets go up and down in ways that are not entirely predictable. For long-term investors, what the market is doing in the present isn’t that troubling; they’ve got a long time to ride out potential downturns. But for recent retirees, an ill-timed market... Read more
It’s time to have “the estate plan talk” Published by Andrew D. Masson on Sep 19, 2022 Talking with loved ones about estate planning and inheritance can be challenging, especially as it centers around two taboo topics — money and death. But talking with your adult children about their inheritance can provide significant advantages for you... Read more
Smart ways to save for your child’s education Published by Andrew D. Masson on Sep 12, 2022 If you’re a parent, the start of the new school year may have you considering how much you’re able to set aside for your child’s college fund. Average tuition for full-time undergraduate programs in the 2021-22 academic year was $6,693 in tuition fees... Read more
The benefits and risks of income investing Published by Andrew D. Masson on Aug 26, 2022 Income investing is a strategy that seeks to provide investors with passive income from the assets they hold. This strategy may be attractive to people working toward financial independence or who need a predictable stream of income in retirement. Investors... Read more
4 risks that can impact your retirement Published by Andrew D. Masson on Aug 05, 2022 Even with careful planning and diligent saving, some parts of retirement planning are out of your control. Factors like longevity, rising medical costs and the ups and downs of the market can have an impact on your savings. But while you can’t plan for... Read more
How to weather a market correction Published by Andrew D. Masson on Jul 06, 2022 Sometimes stock prices drop across the entire market at once triggered by a range of things, such as a natural disaster, political turmoil, concerns over rising interest rates, a global health crisis, or problems within a single sector that cause a domino... Read more
Women and wealth: Taking charge of your finances Published by Andrew D. Masson on Jun 22, 2022 When it comes to financial planning, women are likely to face different challenges than men. For one, they earn less than men on average, and they’re more likely to work part-time jobs or take time away from their careers to raise children and care for... Read more
How rising interest rates impact investments Published by Andrew D. Masson on Jun 07, 2022 In an attempt to control inflation, the Bank of Canada has signaled that it may raise its policy rate (currently set at 0.25%) in the middle quarters of 2022. This will effectively raise interest rates across Canada, making it more expensive to borrow... Read more