My process begins with the creation of a client’s risk, return and tax profile. I then create a comprehensive Investment Policy Statement (“IPS”) which sets out a clear written plan for the long-term management of assets. If your portfolio has a governing IPS, I will draft my specific mandate. Either of these personalized plans will assist in staying the course particularly during periods of market turbulence or exuberance.

My partners 

  • Richardson Wealth Estate & Tax Professionals provides support in the development and implementation of customized solutions for clients encompassing financial, tax, estate, philanthropic and succession planning strategies.
  • Richardson Wealth Asset Management helps deliver objective and quality advice on macro-economic issues as well as asset allocation and security selection. 
  • Third-Party Providers including Thomson Reuters, Morningstar and more offer additional fundamental and technical analyses. 

My investment philosophy

The core of a portfolio is designed to meet any specified objectives, enhance diversification and deliver asset class returns in a cost and tax-effective manner. 

Equity strategy

  • Manage Concentrated Portfolios. The portfolios generally hold between 30-40 companies, protecting clients from over-diversification.
  • Not Managed to Benchmarks. While benchmarks are important for analyzing relative success, my primary focus is to provide the best-possible risk-adjusted returns for my clients.
  • Buy Businesses, Not Stocks. Analyze each holding as if it was a buy-out target. 

Equity selection

  • Screening hundreds of stocks to zero in on those with consistently strong and growing cash flows and only making that trade at an attractive price.
  • Using a combination of fundamental and technical analysis to determine which stocks to buy and when to buy them. 


  • Lower institutional-level management fees.
  • Low turnover, bulk trading – not commission oriented.
  • In-house customized reporting and account administration included.

Fixed income

  • The fixed income component would be structured for the purpose it is intended: cash-flow and/or diversification within the overall portfolio.