- Being realistic about rates of return?
- Being realistic about your goals?
- Saving enough for retirement?
- Saving enough for education expenses?
- Heavily weighted in one asset class?
- On track to meet your goals?
- Protected in the event of a tragedy?
- Be more aggressive or conservative?
- Extend your time horizon?
- Contribute more towards retirement?
- Diversify your assets?
- Update your wills?
- Split assets with your spouse?
- Own more or less insurance?
Transparency. We prefer to be compensated as a percentage of your total assets under management to eliminate commissions, predict investing costs and eliminate conflict of interest. If you choose to pay transactional fees instead, they will always be disclosed upfront. We have no consultation fees or undisclosed costs.