François Filion BA
Vice President, Investment Advisor
Tel: 416.941.6708

For 35 years François Filion has approached wealth planning with an entrepreneurial mindset. It is a mentality he developed at a young age while working alongside his parents in a successful family business. He carried that mentality and work ethic with him when he chose to pursue a career in the financial services industry in 1985.

François built a successful multi-generational practice and has developed long lasting relationships by assisting clients in navigating through various life and economic challenges and providing them with opportunities to achieve their goals and preserve their wealth. In 2020, François made an informed decision to join Richardson Wealth to expand his practice offering by having access to an extensive suite of resources, expertise, and investment opportunities.

In addition to a Bachelor’s in Communication from the University of Ottawa, François holds the following professional designations: Certified Financial Planner (CFP®), Registered Retirement Consultant (RRC®) and Elder Planning Counsellor (EPC®). He is currently pursuing the Certified International Wealth Manager (CIWM) designation.

François enjoys spending time with his family, travel, theatre and is an avid sports enthusiast.

Crystal Holmes M.Sc. (Econ.), CIM®
Associate Investment Advisor
Tel: 416.941.6746

Crystal Holmes represents the next generation for Filion Wealth Management, working alongside François to ensure business continuity. With sharp attention to detail and a comprehensive understanding of wealth planning, Crystal adds to the foundation of what François has built over the past 35 years by coordinating current client needs and building relationships with new ones.

After receiving her Master of Science in Business and Economics in Sweden, Crystal moved to Toronto to be closer to her family. She’d always had an interest in business and entrepreneurship, having been exposed to several business owner role models in her own family. Drawn to the blend of building relationships and the technical elements of financial planning, Crystal took a post at a major investment management firm as an executive assistant, having recently completed her Canadian Securities Course (CSC). This being her first foray into the financial world, she desired to learn everything she could first-hand while still furthering her education. This mindset eventually equipped her to join François’ team, licensed in both insurance and securities. As a team, their desire to provide the absolute best platform for their clients as well as to leverage the team's competencies to their fullest extent prompted a bold move to Richardson Wealth.

In addition to her M.Sc. (Econ.) and CSC, Crystal has her Conduct & Practices Handbook (CPH) and Wealth Management Essentials (WME) and Life License Qualification Program (LLQP). She is currently working on her Certified Financial Planner (CFP) designation.

Crystal enjoys volunteering and is heavily involved in her church. A fan of languages, she travels frequently and speaks English and Swedish (she’s also working on her French). Like François, Crystal has an affinity for sports, especially martial arts, and is working on her black belt.