Supporting my family

“Over the past 30 years our trust in Serena and her team has been the most solid financial decision we made. They have seen our family grow, our kids graduate from kindergarten, became responsible adults, start their own families, and now, as they lay down the groundwork for investing in their own financial future, we are thankful for the guidance the Team provides for the next generation.  

Serena has always had a genuine desire to see our family succeed in life.  She has a real connection with our family. She understands our family dynamic, our hopes and dreams for our family’s future and our investment needs each step of the way. Serena planned well and has always been well prepared for changes with time.  

Thank you Serena, to you and your team for the best you could ever have gifted us for the past 30 years: peace of mind so that we could focus on what’s most important … FAMILY.“

— CH & SH

“Ann and I have been with the Cheng Begg team at Richardson Wealth for over ten years. Frankly, our retirement plan was in poor shape when we transferred it over. We had a portfolio of poorly performing mutual funds burdened with high management fees and hidden charges. What a change from then to now. Our portfolio is making money and we are blessed with a five-person team dedicated to preserving that money. They are intelligent, they work hard and the fact that they are darned nice people is just a fantastic bonus. We are richer because we know them, and not just in the monetary sense.

— BM & AM

“As we all have experienced COVID has been a lonely, insecure and frightening time for our families and ourselves. My husband and I have undergone several life changes over the past few years, My retiring, leaving the city and renovating a Century farm house 45 minutes outside of Toronto. COVID brought me many sleepless nights, worrying about the health and safety of our children and grandchildren but also the health of our investments for our retirement. I had opted not to look at our portfolio. I was very touched and surprised to have constant updates about our portfolio. I am not talking standardized email, I am talking personal emails. A particularly well timed phone call from Jenn that suddenly had me sleeping again at night. Thank you Jenn. A few weeks later a personal call from Serena with her upbeat “Hi just wanted to check in to make sure you guys are doing ok. Tell me everything.” We are so thankful to have this amazing team, each and every one of them taking care of us. What they have managed in these uncertain times is nothing less than remarkable. I still worry about the health of my family but have no worries about our financial health. Thank you so much Team Cheng Begg.“

— DS

“I have been investing with Richardson Wealth for over 10 years. I have been fortunate enough to have an exceptional team. Knowing my team is with me not only for Investing, but when personnel situations arise. They are there for support and problem solving solutions. They are like my Guardian Angels.“

— RT

“I appreciated the knowledge I had access to at certain points in my life. One of them was when I faced forced retirement and needed advice on the options presented to me. Another was when I realized I had need of personal care insurance and had no idea of what plans were available, let alone the best one for my needs. The team was there to guide my choices and explain why they recommended particular plans. I went with the team choices and have been very pleased with the results.

The focus on the person, not just the financial client has meant that I felt free to mention anything that affected my quality of life like family troubles, pet expenses, or anything else whether or not it was directly related to business. I got a sympathetic hearing and coping suggestions which helped. My relationship with the team has never been completely business which is why I value it so highly.

I must say that the way I live now happily retired and financially secure is due to the fact that you have been handling and growing my assets for all these years. I am profoundly grateful.“

— SB

Estate planning

“A special thank you to you and your team for your extensive professional efforts and support in regards to researching the value of old stock for income tax purposes in my brother's estate. I know he wasn't your client but as soon as I spoke with you regarding the problem, you took on the challenge, you relieved my concerns and your team went into action on my behalf to quickly resolve the problem. It is reassuring to know that I can always count on you and your team. I appreciate that you have always taken a personal interest in me, my well-being, my family, my needs, my wishes and hopes, and therefore taken all these things under your thoughtful consideration in regards to my investments.“

— DH

“When our father passed away Serena and the team were there immediately afterwards from coming to the funeral to helping us navigate the world of estates and executors. They worked with us to ensure that we had access to different contacts, such as real estate agents, to working with our dad’s accountant to help us navigate final taxes.

Serena and the team had a very special friendship with our father and he trusted them to ensure that we would be looked after. They have made the transition from individual portfolios to family portfolio effortless. They go above and beyond just being our investors by checking in to hear how life is and are always excited to hear about our latest adventures. We are always welcomed into the office with big smiles and feel that our financial needs are being extremely well taken care of. Serena and the team have made both of us feel like we are part of the family and that we will be taken care of for many years to come.“

— C&C G

Retirement planning

My family and I have been clients of  Cheng Begg Wealth Management Team since November 2012. We have been more than pleased by the professional approach to investment and client service for the almost 10 years.

As retirees, (and representing 95% of our liquid assets), our primary risk is outliving our money; secondly, achieving capital preservation in negative markets; and finally, avoiding too much volatility in returns as we withdraw funds. 

We have been happy with the investment process and the returns we have received, but more importantly, I have been even most impressed with the Team's ability to conserve our capital, keep volatility low, to ensure we will not outlive our funds.

The Cheng Begg Wealth Management Team has a friendly and very professional approach to customer service. We look forward to our review meetings; of not only our investments, but our spending plans and longer term non monetary goals. 

We recommend Cheng Begg Wealth Management Team without reservation. It would be very hard to find a team of people who are more capable in meeting your investment and life planning goals in a very professional and friendly manner.“

— MM