Our Team

Justin D. Caldwell CIM®
Investment Advisor, Associate Portfolio Manager
Tel: 519.772.7833
LinkedIn

Justin leads the team’s wealth management process and works closely with clients to bring clarity to their goals. As an Associate Portfolio Manager, he is licensed to provide discretionary advice as a fiduciary.

He joined The Caldwell Group – which recently became Caldwell Housepian Group – in January, 2016 after working with one of Canada’s top think-tanks, the C.D. Howe Institute. There, he refined his skills in analysis and communication by developing strategic partnerships with leading CEOs and senior government stakeholders.

Justin is a strong advocate for giving back, believing everyone can play a role in helping create a resilient, prosperous community. He serves on the Investment Committee of the Kitchener-Waterloo Community Foundation and as a Director for the Centre for Family Business.

Chris Housepian CPA, CMA, CFP®, CIM
Portfolio Manager, Investment Advisor
Tel: 519.772.7834

Chris has been helping clients plan rewarding financial futures for more than 42 years. He holds designations as a Chartered Professional Accountant (CPA), a Certified Management Accountant (CMA), a Chartered Investment Manager (CIM) as well as being a CERTIFIED FINANCIAL PLANNER® professional (CFP®). As a registered Portfolio Manager, Chris offers clients the many benefits of our customized discretionary portfolio management service. Combining his professional qualifications with extensive industry experience, Chris has earned the trust of clients for more than 4 decades.

Robert C. Caldwell
Investment Advisor
Tel: 519.772.7805
LinkedIn

Robert has been a leader in the Kitchener-Waterloo investment community for more than 45 years. During that time his experience has taught him that client-centric processes and personalized solutions are the keys to financial success.

He has held many senior roles within the investment industry and on corporate boards, including as founder of his own investment firm, Member of the Board at the Investment Dealers' Association - a predecessor of the Investment Industry Regulatory Organization of Canada (IIROC), Member of the Board at the Waterloo Brewing Co. (Formerly, Brick Brewing Co.), and Member on the Board at Kitchener-Wilmot Hydro.

Robert is also an active member of the community, having served on the boards of both the University of Waterloo and the Wilfrid Laurier University School of Business and Economics. He was recognized as a Paul Harris Fellow by Rotary International and, in 2002, named an Honorary Senior Fellow of Renison College (University of Waterloo).

Don Bowman MBA, CIM
Associate
Tel: 519.772.7831

Don’s industry career spans 25 years and in 2012 he joined the team with Chris Housepian in order to provide his clients with access to a more customized approach to discretionary portfolio management. Don holds a Master of Business Administration and Bachelor of Business Administration from York University. He is a Certified Financial Planner and holds the Certified Investment Manager designation. 

Carita Yosurack
Associate Investment Advisor
Tel: 519.772.7806

Carita has been a core member of the team for 40 years. During that time she has excelled at providing clients with the highest standard of care. In addition to fulfilling client requests and monitoring accounts, Carita's proficiency at administrative support allows the team to focus more of its time directly with clients and their portfolios. Carita is fully licensed as an Investment Advisor.

David Broderick
Associate
Tel: 519.772.7835

David is responsible for maintaining client accounts and managing daily administration. He graduated with a BA in Economics from Wilfrid Laurier University and began his career in the industry in 1999. He joined one of our predecessor firms in 2005 and continues to assist in providing clients with a high standard of personalized service.

David C. Porter
Associate
Tel: 519.772.7807

David is the newest member to join our team and is a recent Honours Economics graduate from Wilfrid Laurier University. He works closely with other team members to fulfill several administrative and client service roles. David has passed the Canadian Securities Course and is working towards his Investment Representative licensing. Born and raised in Kitchener, he enjoys golf, hockey, and anything that lets him connect with friends.

Maureen Glenn B.A., FLMI, CFP®, TEP, EPC

Vice President, Tax & Estate Planning

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Maureen works with Investment Advisory Teams and their affluent clients to navigate the entire wealth planning process; from initial discovery with the client, through to the final presentation. She is a dynamic speaker who can translate complex wealth planning concepts into efficient and effective action plans for clients. This holistic approach combined with her financial planning expertise offers a unique and practical perspective to retirement, trust, and estate planning.

Maureen joined the firm in 2006 and moved to the Tax & Estate Planning team in early 2010. The previous 20 years of her career were focused in the Life and Health Insurance Industry where she gained significant experience as a Financial Services Advisor, Mutual Fund Salesperson and as a product, sales, software and compliance trainer.

Maureen is a Certified Financial Planner® practitioner and is a member of the Society of Trust and Estate Practitioners. She has completed the Canadian Securities Course (CSC), the Life License Qualification Program (LLQP) and the Canadian Investment Funds Course (IFIC). She also holds the designation of Fellow, Life Management Institute (FLMI) and other insurance designations from the Life Office Management Association (LOMA).

Sean Hsu CPA (New Hampshire), MTax, TEP

Senior Tax Specialist, Tax & Estate Planning

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Sean collaborates with Investment Advisors and their clients to develop tax and financial planning strategies and to deliver integrated solutions addressing their unique needs.

Sean is an accountant with experience in Canadian and U.S. tax planning for high net worth individuals, with a focus on integrated cross-border wealth, estate, and trust matters. Before joining Richardson Wealth, Sean was at a multi-national accounting firm practicing in the private client group. He has authored and contributed to several articles for BorderCrossings, a Thomson Reuters publication with insightful commentary on cross-border issues faced by Canadians and U.S. citizens.

Sean is also a facilitator in the Chartered Professional Accountants of Canada’s In-Depth Tax Program. He is a U.S. Certified Public Accountant, a member of the Society of Trust and Estate Practitioners, and holds a Master of Taxation from the University of Waterloo.

Jason Middleton CFP®

Estate and Insurance Advisor

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Jason has a well-rounded knowledge of the Insurance industry having worked at all levels of the business. He has worked at the manufacturer level, at the distributor level and, most importantly, as an Independent Insurance Broker and business owner.

Jason’s financial and accounting backgrounds allow him to take a comprehensive approach to advanced Estate and Insurance planning for clients. His ‘educate first’ approach resonates well with clients, who feel that his solution-based recommendations are tailored to their individual needs.

Jason earned a Bachelor of Business Administration with Honors in Accounting and Corporate Finance in 1999 from the University of New Brunswick. He began working on his CA (Chartered Accountant) with Deloitte and Touche in 2001 after taking a sabbatical to train and try out for the Canadian Olympic Swim Team. Upon returning to the work force Jason completed the CSC (Canadian Securities Course) and earned his CFP (Certified Financial Planner) designation in 2003.

*Insurance services offered through Richardson Wealth Insurance Services Limited.

Pinal Gadhvi B.Comm, CFP®

Financial Planner

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Located in our Toronto office, Pinal works collaboratively with our Tax & Estate team to help provide best-in-class solutions to investment advisors and their clients. He brings depth of experience and technical expertise in answering financial planning questions and developing strategies. Pinal establishes comprehensive personalized wealth plans detailing client priorities which clarify their long-term objectives and provide peace of mind as clients plan the transfer of their wealth to the next generation.

Pinal has many years of experience in the financial services industry in various capacities. Throughout his tenure in his previous roles, Pinal has provided financial advice to affluent Canadians. Pinal has a Bachelor of Commerce degree from Ryerson University and is a Certified Financial Planner practitioner. He has also completed the Canadian Securities Course (CSC), Wealth Management Essentials (WME), and Professional Financial Planning Certification (PFPC).

Sylvia Azoulay TEP

Vice President, Tax & Estate Planning

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Sylvia works closely with Investment Advisors and their clients to explore and identify issues that address clients’ overall wealth planning needs. She helps clients formulate objectives, understand issues and strategies and facilitates implementation of their goals. Sylvia understands the sensitive issues relating to family dynamics and wealth transfer.

Sylvia is an estate planning lawyer with many years of experience. Prior to joining Richardson Wealth, she was a principal in her own strategic wealth planning firm and also spent many years in the financial industry dealing with wealth planning solutions for high net worth clients.

Sylvia has been an instructor at Humber College School of Business and at the Bar Admission course at the Law Society of Upper Canada. She is a member of the Society of Trust and Estate Practitioners and the Estate Planning Council of Toronto. She is a seasoned presenter on topics of importance to high net worth families.