Planning for Retirement

Do You Have a Plan?

Having a personalized plan in place is the most important step in preparing for retirement and building a proper plan involves more than just saving through your years of employment. A few
of the items you must also consider are:

Sources of Income in Retirement

  • RRSPs/RRIFs
  • Company pension plans
  • Government benefits (CPP & OAS)
  • Non-registered investments

Expenses in Retirement

  • General living expenses
  • Travel expenses
  • Vehicles purchases
  • Healthcare expenses

Taxes in Retirement

  • Registered vs. non-registered investments
  • OAS clawback

To take the next step in ensuring you have a proper plan in place, contact us.